🌱 501(c)(3) Nonprofit

Capital Bridge Coalition Foundation

The CBC Foundation is the philanthropic arm of the HomeHero ecosystem — deploying grants, catalytic capital, and community programming to build wealth in LMI communities through homeownership preservation, renovation access, and economic opportunity.

"Alone we can do so little; together we can do so much." — Helen Keller

Join the Foundation → Our Mission

LMICommunities served

CRACapital aligned

501(c)(3)Tax-exempt status

CDFIMission aligned

🌱 501(c)(3) Federally Tax-Exempt

About the Foundation

Turning Community Intent Into Verified Impact

The CBC Foundation is the 501(c)(3) philanthropic arm of the Capital Bridge Coalition — HomeHero Alliance's community development network. We connect mission-aligned capital, community institutions, and technical expertise into a single, accountable pipeline that delivers measurable outcomes for LMI households and neighborhoods.

LMI-First Capital Deployment. 100% of Foundation programming serves households at or below 80% Area Median Income (AMI) in CDFI-designated distressed census tracts.

Standardized from scope to closeout. Every project is managed from BOM to milestone-verified disbursement using escrowed fund controls — eliminating the waste and fraud that plagues traditional grant programs.

CRA-aligned and examiner-ready. Foundation activities generate CRA community development credit for partner banks and CDFIs, with auto-formatted reporting for regulatory exams.

Veteran-focused pipelines. Dedicated programming for veteran households and veteran-owned contractors, with priority project access and specialized support services.

What We Do

Four Pillars of Community Wealth

The CBC Foundation operates across four interconnected program areas, each designed to address a root cause of LMI wealth inequality.

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Homeownership Preservation

Emergency repair grants and forgivable loans prevent displacement of LMI homeowners facing critical safety, structural, or systems failures. We keep families in their homes and their equity intact.

💰

LMI Renovation Funding

The Foundation pools philanthropic capital with CDFI first-loss reserves and CRA bank capital to create blended-rate renovation loan programs that reach borrowers who can't qualify at market rates.

🔨

Workforce Development

Apprenticeship programs and trade training partnerships place LMI residents into construction careers through HomeHero's contractor network — creating both job access and neighborhood economic circulation.

📚

Financial Literacy

Pre- and post-renovation financial literacy programming, home equity counseling, and wealth-building workshops help homeowners understand, protect, and leverage the equity gains their renovation creates.

🎖️

Veteran Homeowner Initiative

Dedicated renovation grants and forgivable loan programs for veteran households, paired with veteran-owned contractor priority matching and VA-compliant documentation for eligible improvements.

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Green & Resilient Homes

Energy efficiency and climate resilience upgrades — insulation, HVAC, solar, and weatherization — for LMI households who cannot access traditional green financing programs due to credit or equity constraints.

Pilot Impact

Community Outcomes Verified

127+

LMI homes renovated in Detroit pilot program

$41K

Average property value gain per completed project

$3.4M

Renovation capital deployed to underserved homeowners

Emergency grants awarded — Foundation inaugural cohort

100%

Projects verified LMI census tract per FFIEC designation

Contractor payment disputes — full escrow compliance

Community org sponsors joined Foundation in Year 1

CRA

Qualified investment channel for all partner banks

HomeHero Impact Partner Network

A Coalition Built to Scale

The HomeHero Impact Partner Network (HIPN) is the coalition infrastructure through which the CBC Foundation operates. It connects Tier-1/2 banks, CDFIs, veteran-serving nonprofits, suppliers, contractors, unions, logistics providers, and property owners in underserved communities into one verified, end-to-end renovation pipeline.

The result: a single, trusted network that turns intent into verified, financeable, and equitable community outcomes — with examiner-ready reporting built in from origination to closeout.

Join the Network →

🤝 HIPN Partner Tiers

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Tier-1 / Tier-2 BanksCRA capital, senior debt, HMDA reporting

CRA Credit

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CDFIsFirst-loss capital, mission lending, CDFI Fund

Mission Capital

🎖️

Veteran-Serving NonprofitsVeteran household identification & support

Veteran Focus

🏗️

Contractors & UnionsLicensed labor, MWBE participation tracking

Local Hire

📦

Suppliers & ManufacturersMaterials, logistics, bulk procurement

Local Spend

🏛️

Cities & NonprofitsMatching grants, program leverage, outcomes

Gov Partner

LMI Funding Strategy

How We Deploy Capital

The CBC Foundation uses a layered capital stack designed to reach the lowest-income households while maintaining the financial accountability that institutional funders require.

🎁

Emergency Repair Grants

Zero-cost grants for LMI homeowners facing critical safety hazards — roof failures, electrical, HVAC, structural. Funded by Foundation donors, corporate sponsors, and city emergency housing programs. No repayment required.

🔄

Forgivable Renovation Loans

5-year forgivable loans for homeowners earning 50–80% AMI. Forgiveness is conditioned on continued owner-occupancy. Funded by CDFI program-related investments and philanthropy.

📊

Blended-Rate Loan Programs

Foundation capital blended with CDFI first-loss reserves and bank senior debt to bring renovation loan rates below market for borrowers earning 60–100% AMI. Structured to generate CRA investment credit for bank partners.

🌍

OZ & NMTC Leverage

For projects in Opportunity Zones and NMTC-eligible tracts, the Foundation structures tax credit equity to subsidize renovation costs — delivering up to 20% cost reduction for qualifying LMI homeowners.

🎖️

Veteran Grant Program

Dedicated zero-cost renovation grants for qualifying veteran households — funded by veteran-serving foundations, corporate donors, and VA matching programs. Priority for disabled veterans and Gold Star families.

☀️

Green Homes Initiative

IRA-leveraged grants and subsidized loans for energy efficiency and solar upgrades for LMI households — stacking federal tax credits with Foundation grants to achieve near-zero net cost for eligible homeowners.

Foundation Programs

Programs Making Real Change

Active CBC Foundation programs currently operating in Detroit, with expansion to Phoenix and Cleveland in 2027.

🏠

Safe Homes Detroit

Emergency repair program for Detroit LMI homeowners facing critical safety hazards. Partners with Detroit Housing for the Future and Wayne County Land Bank.

Active — Detroit

🎖️

Veteran Hero Homes

Zero-cost renovation grants for Detroit-area veteran households, with priority for disabled veterans and those in VA-identified housing-distress categories.

Active — Detroit

🔨

Build Detroit Initiative

Apprenticeship and pre-apprenticeship construction training placing Detroit residents into HomeHero's contractor network — with paid training stipends and guaranteed first project placement.

Active — Detroit

📚

Equity Academy

8-week financial literacy and home equity management curriculum delivered in partnership with community organizations. Free to all HomeHero project homeowners.

Active — All Markets

☀️

Green Detroit

IRA + Foundation grant stacking program delivering near-zero-cost HVAC replacements, insulation upgrades, and solar installations for Detroit LMI households in extreme heat vulnerability zones.

Launching 2026

🌎

Phoenix & Cleveland Expansion

Foundation programming is scheduled to expand to Phoenix, AZ and Cleveland, OH in Q1 2027, replicating the Detroit model with local community organization partners.

Q1 2027 Launch

Join the Foundation

Help Underserved Communities Build Wealth

There are multiple ways to partner with the CBC Foundation — whether you're an institution, corporation, community organization, or individual committed to equitable community development.

🏦

Bank & CDFI Partners

Deploy CRA-qualified capital through the Foundation's verified lending pipeline. Receive examiner-ready documentation, HMDA-ready exports, and impact reporting that demonstrates community development purpose.

Partner With Us →

🏢

Corporate Sponsors

Support Foundation programs through tax-deductible corporate grants. Receive co-branding on programs, recognition at Foundation events, and measurable community impact reporting for your ESG disclosures.

Become a Sponsor →

🏛️

Community Organizations

Partner with the Foundation to co-deliver programs in your community. Bring your local relationships; we provide the capital infrastructure, contractor network, and compliance framework.

Become a Program Partner →

❤️

Individual Donors

Your tax-deductible donation goes directly to emergency repair grants, veteran home programs, and workforce development scholarships. Every dollar stays in the community — 100% of donations fund programs.

Donate Now →

Get Involved

Join the Foundation

Whether you're a bank, CDFI, corporation, community organization, or individual, your partnership helps build generational wealth for families who've been locked out of the renovation economy for too long. Tell us how you'd like to be involved.

🌱

501(c)(3) Tax-ExemptDonations and sponsorships are fully tax-deductible

📊

Measurable ImpactEvery dollar tracked to verified community outcomes

🏛️

CRA Credit AvailableFoundation participation qualifies for CRA community development credit

🏆

Recognition & EventsAnnual Foundation Impact Gala and partner recognition program

Foundation Partnership Inquiry

Complete the form and a Foundation team member will reach out within 2 business days.

First Name *

Last Name *

Organization / Company

Email Address *

Phone Number

I am interested in… *

Tell us about your organization and goals

CBC Foundation is a 501(c)(3) tax-exempt organization. EIN available upon request. Your information is never sold or shared.

🌱

Thank You!

Your inquiry has been received. A CBC Foundation team member will reach out within 2 business days to discuss how we can build something meaningful together.